Personal Checking


 

First Secure Checking

The easy answer to your check-writing hassles!

  • Minimum Deposit to Open: $50.00
  • No Minimum Balance Requirement.         
  • On-Line Banking at no additional cost.      
  • Debit or ATM Card  available.
  • Use of FNBSC's ATMs at no additional cost.
  • Unlimited Check Writing
  • IDProtect®¸1Identity Theft Monitoring and Resolution Service  https://www.idprotectme247.com/sec/
  • Cellular Telephone Protection 2
  • $4.95 monthly service charge with a $2.00 credit for an e-statement.

 

Golden Secure Checking

Age has its privileges! So if you are 50 years old or better, then this is the interest-earning account for you.

  • Minimum Deposit to Open: $50
  • Minimum Balance to Avoid Maintenance Fees: $7500
  • If the balance falls below $7500 at any time during the statement cycle, there is a $4.95 maintenance fee per statement cycle with a $2.00 credit if the account receives an e-statement.
  • Online Banking at no additional cost.
  • Debit or ATM Card available.
  • Use of FNBSC's ATMs at no additional cost.
  • Unlimited Check Writing
  • IDProtect®¸1Identity Theft Monitoring and Resolution Service  https://www.idprotectme247.com/sec/
  • Cellular Telephone Protection 2     
  • Variable Interest Paid Based on Collected Balance.
  • One order of FNB Custom Checks per year at no cost.
  • Variable Interest Paid on Collected Balance.

(please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

1 Special Insurance Program Notes:  The descriptions herein are summaries only.  They do not include all terms, conditions and exclusions of the policies described.  Please refer to the actual policies for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance.  Refer to Guide to Benefit for complete details of coverage.  Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.

 

Golden Opportunities Club

If you maintain a $2,500 average monthly balance in an FNB checking account, savings account, or certificate of deposit (term of 6 months or longer) then you will be eligible to join our Golden Opportunities Club. You will receive exciting newsletters and enjoy seminars on topics specifically concerning Senior Citizens. We even have special social events each month and group travel opportunities.

 

Priority One Checking

For those customers who want the advantages of a low minimum balance checking account AND the ability to earn premium interest on their money.

 

  • Minimum Deposit to Open: $50
  • Minimum Balance to Avoid Maintenance Fees: $500
  • If the balance falls below $500 at any time during the statement cycle, there is a $8.00 maintenance fee per statement cycle, plus $.35 per check or debit.
  • Variable Interest Paid on Collected Balance.

           (please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up