Current Rates


                                               INTEREST RATES & APY’S ARE ACCURATE AS OF MAY 8. 2013

 

CHECKING AND SAVINGS RATES

                                                                     INTEREST RATE              APY                            MINIMUM OPENING DEPOSIT

GOLDEN LIFESTYLE CHECKING

                $0.00 - $2,499.99                                         0.05%                   0.05%                              $50.00

                $2,500.00 - $9,999.99                                  0.05%                   0.05%

                $10,000.00 - $24,999.99                              0.05%                   0.05%

                $25,000.00 and over                                     0.25%                   0.25%

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

 

PRIORITY ONE CHECKING

                $0.00 - $2,499.99                                           0.05%                   0.05%                              $50.00

                $2,500.00 - $9,999.99                                    0.05%                   0.05%

                $10,000.00 - $24,999.99                                0.05%                   0.05%

                $25,000.00 and over                                       0.25%                   0.25%

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

Fees could reduce earnings on this account

 

MONEY MARKET – CONSUMER

                $0.00 - $2,499.99                                            0.15%                   0.15%                              $500.00

                $2,500.00 - $9,999.99                                     0.15%                   0.15%

                $10,000.00 - $24,999.99                                 0.25%                   0.25%

                $25,000.00 and over                                        0.25%                   0.25%

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

Fees could reduce earnings on this account

 

REGULAR SAVINGS – CONSUMER                        0.15%                   0.15%                               $50.00

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

Fees could reduce earnings on this account

 

MOOLA MOOLA SAVINGS                                     0.25%                   0.25%                                $25.00

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

Fees could reduce earnings on this account

 

CHRISTMAS CLUB                                                   .25%                     .25%                                  $5.00

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

Fees could reduce earnings on this account

 

HEALTH SAVINGS ACCOUNT                              .50%                     0.50%                                  $100.00

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

Fees could reduce earnings on this account

 

 

CERTIFICATE OF DEPOSIT AND IRA RATES – A penalty may be imposed for early withdrawal on any Certificate of Deposit or IRA.  

                                                                                                                                                                                               TERM LENGTH

IRA – 12 MONTH VARIABLE                                0.56%                      0.56%                                   $100.00                     12 Months

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

 

IRA – 12 MONTH FIXED                                       0.50%                      0.50%                                    $100.00                     12 Months

 

IRA – 18 MONTH VARIABLE                                0.56%                     0.56%                                    $100.00                      18 Months

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened

 

IRA – 18 MONTH FIXED                                     0.50%                       0.50%                                     $100.00                      18 Months

 

*7 – 365 DAY CD                                                   0.10%                       0.10%                                     $500.00                      7 – 365 Days

 

*1 – 5 MONTH CD                                                0.10%                      0.10%                                      $500.00                      1 – 5 Month(s)

 

*6 – 11 MONTH CD                                              0.15%                      0.15%                                      $500.00                      6 – 11 Months

 

*366 – 999 DAY CD                                               0.20%                      0.20%                                      $500.00                      366 – 999 Days

 

*12 MONTH CD                                                    0.20%                      0.20%                                      $500.00                      12 Months

 

*13 – 17 MONTH CD                                            0.20%                      0.20%                                      $500.00                      13 – 17 Months

 

*18 – 23 MONTH CD                                            0.30%                      0.30%                                      $500.00                     18 – 23 Months

 

GOLDEN OPPORTUNITY CD                            0.40%                     0.40%                                      $2,500.00                   12 Months

You must be a member of the GOLDEN OPPORTUNITY CLUB to purchase this product.

 

 

*A minimum daily balance of $500.00 must be maintained in order to earn the disclosed annual percentage yield.